MVP Miami Rentals

PCI-DSS Level 2 Certification

Our team conducted a comprehensive Payment Card Industry Data Security Standard assessment, identifying 47 compliance gaps across network security, access controls, and data storage. We implemented network segmentation to isolate the cardholder data environment, deployed a web application firewall, configured intrusion detection systems, and established quarterly vulnerability scanning procedures. MVP Miami Rentals achieved PCI-DSS Level 2 Service Provider certification within 90 days.

PSD2 Strong Customer Authentication

We integrated 3D Secure 2.0 authentication for all European card transactions per PSD2 requirements. Our implementation balanced security with user experience: low-risk transactions (under $500, repeat customers) benefited from exemptions, while high-value bookings triggered two-factor authentication. This optimized authentication flow reduced cart abandonment for EU customers from 23% to 9% while maintaining full regulatory compliance.

Fraud Detection & Prevention

REPCONN deployed an automated fraud detection system analyzing 23 risk signals including IP geolocation mismatches, velocity patterns, device fingerprinting, email/phone verification, and behavioral analytics. We established tiered risk scoring: low-risk bookings are auto-approved, medium-risk transactions are flagged for manual review, and high-risk attempts are blocked pending verification. The system successfully flags 87% of fraudulent attempts while maintaining less than 2% false positive rate.

Data Mapping & Privacy Framework

We documented 14 distinct personal data processing activities including booking information, driver verification, payment data, vehicle telematics, marketing preferences, and customer communications. REPCONN created Records of Processing Activities per GDPR Article 30, establishing legal bases for each processing purpose. We implemented explicit consent mechanisms for marketing communications, separating transactional data (legitimate interest) from promotional data (consent-based).

Data Subject Rights Portal

Our team built a self-service portal enabling customers to exercise their GDPR rights: access personal data (Article 15), request corrections (Article 16), delete account and data (Article 17), and export booking history (Article 20). We automated workflows for handling requests within the 30-day statutory deadline, with portal integration across the CRM, booking system, and payment gateway ensuring data deletion cascades across all systems.

Data Security Controls

REPCONN implemented AES-256 encryption for customer databases containing passport scans, driver's licenses, and financial information. We deployed role-based access controls restricting data access to authorized personnel only: booking agents access customer names and contact information, the finance team accesses payment data, and the operations team accesses driver documents. We configured automated data retention with booking records retained for 5 years (insurance/legal requirements) and marketing data purged after 2 years of inactivity.

Customer Due Diligence Procedures

We established a tiered KYC framework aligned with FinCEN guidance for luxury goods retailers. Standard due diligence for bookings under $10,000 requires government ID verification and payment source confirmation. Enhanced due diligence for high-value transactions ($10,000+) includes proof of funds documentation, background screening, and beneficial ownership verification for corporate clients. REPCONN integrated an identity verification API (Jumio) that automates document authentication, reducing manual review time by 80%.

Transaction Monitoring System

Our team configured automated monitoring rules that flag suspicious patterns including cash deposits exceeding $25,000, rapid successive bookings from the same customer, geographic inconsistencies (IP address vs stated residence), and unusual payment methods. We created alert workflows routing flagged transactions to the compliance officer for review within 24 hours. The system generates quarterly reports summarizing transaction volumes, high-risk activities, and due diligence completion rates.

Vendor Risk Management

REPCONN executed Data Processing Agreements with 8 third-party processors: payment gateway (Stripe), booking system (custom), CRM (HubSpot), vehicle tracking (GPS provider), identity verification (Jumio), email service (SendGrid), cloud hosting (AWS), and backup storage. We documented data flows, security controls, and breach notification procedures for each vendor relationship, ensuring GDPR Article 28 compliance for processor arrangements.